RegTech
RBI Recognises United FinTech Forum as India’s Second Fintech SRO
The recognition adds another formal industry body for conduct standards, capacity building and engagement with India’s central bank.
IN
INDIA / REGULATORY LEDGER
Fintech regulation in India, explained by status and system.
India regulates financial technology by underlying activity and institution. This hub separates active requirements, consultations, enforcement, self-regulation and international comparators so that readers can see what changed and what remains proposed.
How the desk reads this system
Open all fintech news →Read the status before the headline
A consultation, recognized self-regulatory organization, enforcement action, licence decision and binding rule are different events. finorasjournal labels those states and keeps event-specific detail on permanent article pages.
Follow the regulator and the activity
RBI, SEBI and other authorities supervise different financial activities. Coverage connects the responsible institution to payments, lending, market infrastructure, data, cybersecurity, outsourcing and AI controls.
Keep consumer and operating consequences visible
Regulatory analysis should show who must act, what evidence is expected, which customer harm is being addressed and what remains uncertain. It is informational and not legal, tax or compliance advice.
Reporting and analysis
10 source-led files
RegTech
RBI Penalises Three Credit Bureaus and Two Non-Bank Lenders
The enforcement actions put customer compensation, credit reporting, microfinance pricing controls and securitisation governance under scrutiny.
RegTech
SEBI Proposes Cyber Framework for Market-Infrastructure Subsidiaries
SEBI’s consultation would extend market-infrastructure IT and cybersecurity controls to qualifying subsidiaries that perform regulated work, handle MII data or share infrastructure.
RegTech
SEBI Moves Toward Predictive and Auditable AI Supervision
India’s markets regulator is combining analytics, AI governance records and an IOSCO supervisory toolkit to identify emerging risks earlier.
PayTech
PB Pay Opens RBI-Authorized Payment Aggregation to Merchants
PB Fintech’s platform brings UPI, cards, net banking, wallets, EMI and recurring mandates into one merchant integration.
RegTech
LuminaPro Brings ESG-Risk Evidence Into Loan Origination
The new RegTech product structures sustainability-risk evidence, confidence, data gaps and audit records at the beginning of the credit process.
RegTech
Open banking enters its accountability era
The next phase of open finance will be defined by evidence, liability, resilience, and operating ownership.
RegTech
U.S. Agencies Redraw Third-Party Risk Rules for Banks and Fintech Partners
Four federal regulators proposed a replacement, principles-based framework for third-party relationships and issued a separate statement on community-bank engagement with core service providers.
RegTech
EU Publishes New Bank Operational-Risk Technical Standards
Regulation 2026/1167 establishes technical requirements for operational risk and is scheduled to enter into force on 23 September 2026.
RegTech
OCC Gives Revolut Bank US Preliminary Conditional Approval
The proposed digital national bank still needs deposit insurance, Federal Reserve action, preopening readiness and final OCC authorization before opening.