India regulates financial technology by underlying activity and institution. This hub separates active requirements, consultations, enforcement, self-regulation and international comparators so that readers can see what changed and what remains proposed.
India has no single FinTech regulator or general FinTech licence. This guide maps payments, lending, securities, insurance, pensions and IFSC activity to the relevant authority, status and verification route.
Open the regulator-by-activity guide →A consultation, recognized self-regulatory organization, enforcement action, licence decision and binding rule are different events. finorasjournal labels those states and keeps event-specific detail on permanent article pages.
RBI, SEBI and other authorities supervise different financial activities. Coverage connects the responsible institution to payments, lending, market infrastructure, data, cybersecurity, outsourcing and AI controls.
Regulatory analysis should show who must act, what evidence is expected, which customer harm is being addressed and what remains uncertain. It is informational and not legal, tax or compliance advice.
The Basel Committee approved a final machine-readable Pillar 3 disclosure standard for banks and advanced a separate targeted review of cryptoasset-exposure rules. Neither the final disclosure text nor a revised crypto rule was published at the meeting.
A Supreme Court hearing was scheduled on a challenge to India’s UPI merchant-fee framework as a mobile-retailer association announced a separate October 2 protest; neither development was an outcome or a system shutdown at publication time.
The recognition adds another formal industry body for conduct standards, capacity building and engagement with India’s central bank.
The enforcement actions put customer compensation, credit reporting, microfinance pricing controls and securitisation governance under scrutiny.
SEBI’s consultation would extend market-infrastructure IT and cybersecurity controls to qualifying subsidiaries that perform regulated work, handle MII data or share infrastructure.
India’s markets regulator is combining analytics, AI governance records and an IOSCO supervisory toolkit to identify emerging risks earlier.
PB Fintech’s platform brings UPI, cards, net banking, wallets, EMI and recurring mandates into one merchant integration.
The new RegTech product structures sustainability-risk evidence, confidence, data gaps and audit records at the beginning of the credit process.
The next phase of open finance will be defined by evidence, liability, resilience, and operating ownership.
Four federal regulators proposed a replacement, principles-based framework for third-party relationships and issued a separate statement on community-bank engagement with core service providers.
Regulation 2026/1167 establishes technical requirements for operational risk and is scheduled to enter into force on 23 September 2026.
The proposed digital national bank still needs deposit insurance, Federal Reserve action, preopening readiness and final OCC authorization before opening.
